Free health insurance appeal tools

AppealFlow free tools draft health insurance appeal and dispute letters for common denials. Use the GLP-1 generator for Wegovy, Zepbound, and Ozempic prior auth; the imaging tool for denied MRI, CT, or PET scans; the dental generator for crowns and implants; the step-therapy and prescription tools for PBM formulary rejects; the prior authorization and medical necessity generators for UM denials; and the No Surprises Act tool for many surprise ER and facility bills. When no specialty tool fits, open the general appeal studio to upload your EOB or enter denial details manually. Every tool is free, requires no login, and exports a letter you review before filing. Gather your denial letter, EOB, itemized bill when relevant, and clinical records, then submit through the portal or address on your notice before the internal appeal deadline. Internal appeal rights for many private plans come from ERISA or ACA Section 2719; Medicare and Medicaid use separate appeal paths and forms.